I AM OVER 65 & RETIRING

Congratulations on an incredible career!
Now it’s time to enjoy a retirement that’s just as rewarding—if not better.

One of the most common concerns we hear from those approaching retirement is the fear of leaving their employer-sponsored health plan. Sound familiar? The good news is, in most cases, that fear is unnecessary. Once people understand their Medicare rights and just how comprehensive their coverage can be, they often feel a sense of relief and confidence moving into the next chapter of life.

If you’re planning to retire soon, here are a few important steps to ensure a smooth transition:

• Choose your official retirement date

• Notify your HR department of your decision

• Enroll in Medicare and establish your effective date to avoid a gap in coverage

• Decide whether a Medicare Supplement or Medicare Advantage plan is the best fit

• Select a plan in your area that includes your preferred doctors and benefits

• Enroll during your Initial Election Period

Important Note:
If you've delayed enrolling in Part B because you were covered under your employer’s group plan, your enrollment process may follow slightly different rules. We’re here to guide you through it step-by-step to make sure everything is done correctly and on time.